Terms of Use

Introduction

Welcome to PositionTop! These Terms of Use govern your access to and use of our website and services. By using our website, you agree to comply with and be bound by these terms. If you do not agree to these terms, please do not use our website.

Use of Website

  1. Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use our website and services. By using our website, you represent and warrant that you meet these requirements.
  2. Account Security: If you create an account with us, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

Services

  1. Consulting Services: Our website provides information about our financial and pension consulting services. The use of our services is subject to additional terms and conditions, which will be provided separately.
  2. No Financial Advice: The content on our website is for informational purposes only and does not constitute financial, legal, or investment advice. Consult with a qualified financial advisor before making any financial decisions.

Intellectual Property

  1. Ownership: All content on our website, including text, graphics, logos, and images, is the property of PositionTop or its licensors and is protected by copyright, trademark, and other intellectual property laws.
  2. Usage Restrictions: You may not copy, modify, distribute, or use any content from our website for commercial purposes without our prior written consent.

User Conduct

  1. Prohibited Activities: You agree not to use our website for any unlawful purpose or in any way that could damage, disable, or impair our website or interfere with other users’ access to the website. Prohibited activities include but are not limited to the use of our website for fraudulent activities, unauthorized access to our systems, or the transmission of harmful or malicious software.
  2. Content Submission: If you submit content to our website, such as comments or feedback, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display such content. You are solely responsible for any content you submit and must ensure it does not violate any laws or third-party rights.

Disclaimers and Limitation of Liability

  1. Disclaimer: Our website and services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted or error-free, or that any defects will be corrected.
  2. Limitation of Liability: To the fullest extent permitted by law, PositionTop and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be posted on this page, and your continued use of our website after such changes constitutes your acceptance of the new terms. It is your responsibility to review these terms periodically.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law principles. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts located in South Africa.

Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at: [email protected]